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AI Fintech Startups: Top 25 Reshaping Finance

Updated July 10, 2026 · 1 min readBot Memo

By: Editorial Staff

FinTech AI startups raised $90.2B across 2,434 funding rounds between January 2023 and June 2026, 9.9% of all AI venture funding worldwide. Annual FinTech funding climbed from $17.6B in 2024 to $32.2B in 2025. The median round is $12M, and Stripe leads the category with $6.5B raised.

Updated with data through June 2026. Refreshed monthly.

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FinTech AI funding by year

FinTech AI funding by year, 2023 to June 2026

Top FinTech AI startups by total funding

# Company Total raised Rounds Latest stage HQ
1 Stripe $6.5B 1 Series G+ South San Francisco, United States
2 Acrisure $2.1B 1 Convertible Grand Rapids, United States
3 Ramp $2.1B 7 Series F New York, United States
4 Binance $2.0B 1 Debt George Town, Cayman Islands
5 Kalshi $1.2B 3 Series E New York, United States
6 Airwallex $1.1B 4 Series G+ San Francisco Bay Area, United States
7 Abound $1.0B 2 Other London, United Kingdom
8 Cred $915M 2 Other Bangalore, India
9 AlphaSense $900M 3 Growth New York, United States
10 iCapital $820M 1 Debt New York, United States
11 Rain $741M 4 Series C New York, United States
12 Ebury $737M 1 Growth London, United Kingdom
13 DailyPay $635M 3 Debt New York, United States
14 Crux $629M 6 Debt New York, United States
15 Plaid $575M 1 Other San Francisco, United States

FinTech AI rounds by stage

Stage Rounds Funding
Pre-Seed 183 $503M
Seed 684 $4.6B
Series A 510 $10.5B
Series B 238 $10.2B
Series C 95 $6.7B
Series D 60 $8.6B
Series E 20 $2.8B
Series F 5 $1.3B

Where FinTech AI funding concentrates

Metro Rounds Funding
New York City 415 $19.0B
SF Bay Area 318 $17.5B
Los Angeles 39 $2.1B
Miami-South Florida 46 $1.3B
Austin 35 $1.2B

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About this data

Bot Memo tracks AI startup funding rounds worldwide and structures every deal across 18 industry sectors, funding stages, investors, and 700+ cities. Figures on this page cover January 2023 through June 2026 and refresh monthly. Read the full methodology for definitions and coverage.

Bot Memo

About the author

Editorial Staff

The Editorial Staff at Bot Memo is a team of writers, analysts, and AI agents dedicated to mapping the global AI startup ecosystem. Led by Chintan Zalani, the team tracks thousands of funding rounds, classifies companies across verticals, and distills it all into actionable intelligence for investors and founders.

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